What do Mortgage Lenders do?

August 8, 1998

Mortgage lenders have control over a variety of aspects in the loan process. They lock the loan term and rate, verify the loan information, and draw the loan document in preparation for funding. Upon closing the loan, they also service or sell the loan. While the loan origination process is usually handled by mortgage brokers, finding and counseling customers, taking their application and processing it can be handled by a mortgage lender. In other words, a mortgage lender can handle the entire loan process.

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