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Credit Risk Score
A credit score measures a consumer's credit risk relative to the rest of the U.S. population, based on the individual's credit usage...
Adjustable Rate Mortgages (ARM)
When it comes to ARMs there's a basic rule to remember...the longer you ask the lender to charge you a specific rate, the more expensive...
Thirty-Year Fixed Rate Mortgage
IThe traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good...
What are the Advantages of a Mortgage Lender?
Lenders, being in control of the loan, can bring results in a shorter amount of time with a lower cost and interest rate than that of...
What is a Mortgage Lender?
A mortgage lender is a financing professional specializing in the entire loan: processing,underwriting,approving,funding ,closing and...
What do Mortgage Lenders do?
Mortgage lenders have control over a variety of aspects in the loan process. They lock the loan term and rate, verify the loan...